Choosing a Louisiana Medicaid Plan for Pregnancy and Kids

Choosing a Medicaid plan during pregnancy or for a young child can feel confusing — especially when every plan seems similar at first glance. Parents often worry about keeping their OB-GYN or pediatrician, understanding extra benefits, and making sure both mother and baby have the right support after delivery.

This guide breaks down Louisiana Medicaid plan options side-by-side so families can compare plans more confidently. It also includes important 2026 updates, including the fact that UnitedHealthcare is no longer a Louisiana Medicaid plan option as of April 1, 2026. Families previously enrolled with UnitedHealthcare will need to select a new Healthy Louisiana plan.

Understanding your Louisiana Medicaid options for pregnancy and kids

Louisiana Medicaid offers several programs that help pregnant women and children access healthcare coverage.

LaMOMS

LaMOMS is Louisiana’s Medicaid program for pregnant women.

It covers:

  • Prenatal care

  • Labor and delivery

  • Hospital care

  • Prescriptions

  • Pregnancy-related services

  • Up to 12 months of postpartum care

Some women who do not qualify for regular Medicaid may still qualify for LaMOMS based on pregnancy income guidelines.

🔗 Learn more: https://ldh.la.gov/medicaid/lamoms


LaCHIP

LaCHIP is Louisiana’s Children’s Health Insurance Program.

It provides low-cost or free healthcare coverage for children in families who earn too much to qualify for traditional Medicaid but still need affordable insurance.

LaCHIP covers:

  • Pediatric visits

  • Vaccinations

  • Prescriptions

  • Hospital care

  • Dental services

  • Vision care


Healthy Louisiana plans

Both LaMOMS and LaCHIP are administered through Louisiana’s Healthy Louisiana managed care plans.

Families choose one of five plans:

  • Aetna Better Health of Louisiana

  • AmeriHealth Caritas Louisiana

  • Healthy Blue

  • Humana Healthy Horizons in Louisiana

  • Louisiana Healthcare Connections

All plans cover the same required Medicaid benefits. The biggest differences are:

  • Pregnancy programs

  • Child wellness rewards

  • Care management services

  • Provider networks

  • Extra member benefits


Comparing the Healthy Louisiana plans for pregnancy and kids

All Healthy Louisiana plans cover required Medicaid services, but each plan offers different pregnancy programs, rewards, and support resources.

Aetna Better Health of Louisiana

📞 Member Services: 1-855-242-0802 (TTY: 711)

🔗https://www.aetnabetterhealth.com/louisiana/pregnancy-care.html

Pregnancy support

  • Pregnancy care management support

  • Prenatal wellness programs

  • Support for scheduling prenatal visits

Child wellness support

  • Rewards for preventive care visits

  • Well-child visit incentives

  • Pediatric care coordination support


AmeriHealth Caritas Louisiana

📞 Member Services: 1-888-756-0004

🔗https://www.amerihealthcaritasla.com

Pregnancy support

  • Pregnancy care management

  • Prenatal education and support

  • Postpartum care coordination

Child wellness support

  • Well-child visit incentives

  • Pediatric preventive care rewards

  • Care coordination for children with healthcare needs


Healthy Blue Louisiana

📞 Member Services: 1-844-521-6941

🔗https://provider.healthybluela.com

Pregnancy support

  • Prenatal care incentives

  • Postpartum visit rewards

  • Pregnancy case management support

Child wellness support

  • Rewards for well-child visits

  • Preventive care incentives

  • Pediatric care coordination resources


Humana Healthy Horizons in Louisiana

📞 Member Services: 1-800-448-3810

🔗https://www.humana.com/medicaid/louisiana/benefits/humanabeginnings

Pregnancy support

  • HumanaBeginnings pregnancy program

  • Dedicated care manager support

  • Pregnancy education resources

  • Free portable crib for eligible members

Child wellness support

  • Well-child visit rewards

  • Healthy behavior incentives

  • Pediatric support services


Louisiana Healthcare Connections

📞 Member Services: 1-866-595-8133 (TTY: 711)

🔗https://www.louisianahealthconnect.com/members/medicaid/health-wellness/start-smart-for-your-baby.html

Pregnancy support

  • Start Smart for Your Baby program

  • Prenatal and postpartum rewards

  • Pregnancy care management support

Child wellness support

  • Well-child rewards

  • Pediatric preventive care incentives

  • Family care coordination resources


Which Louisiana Medicaid plan is best for pregnancy?

There is no single “best” Louisiana Medicaid plan for pregnancy. The right plan depends on your doctors, your hospital system, your preferred providers, and the type of support you want during and after pregnancy.

All Healthy Louisiana plans cover:

  • Prenatal care

  • Delivery

  • Prescriptions

  • Hospital care

  • Postpartum services

As of 2026, Louisiana Medicaid now includes up to 12 months of postpartum coverage for eligible mothers. Because of this, it’s important to think beyond delivery and consider how a plan supports ongoing postpartum care.

When comparing plans during pregnancy, consider:

  • Whether your OB-GYN or midwife is in-network

  • Which hospitals participate

  • Pregnancy care management programs

  • Rewards for prenatal visits and postpartum checkups

  • Access to member services and care coordination

Some plans have more prominent pregnancy-specific programs, including:

  • HumanaBeginnings

  • Start Smart for Your Baby

These programs offer extra pregnancy education, care management, and postpartum support, but the best fit depends on your family’s needs.


Should you keep the same Medicaid plan for your baby after birth?

When your baby is enrolled in Louisiana Medicaid, you can choose to keep your baby on the same plan as the mother or select a different one.

Neither choice is automatically wrong. The best option depends on your providers and priorities.

Benefits of staying on the same plan

Easier care coordination

Keeping mother and baby on the same plan can simplify communication between providers, care managers, and member services teams during the postpartum period.

Shared providers

Some providers see both mothers and children. Staying on one plan can help families remain within the same provider network.

Simpler administration

One plan means:

  • One member portal

  • One customer service number

  • One set of plan rules

  • Fewer administrative headaches during a busy newborn period


When choosing a different plan might make sense

Pediatrician access

If your preferred pediatrician is not in your current plan’s network, another plan may work better for your baby.

Specialist coverage

Some plans may have stronger pediatric specialist networks depending on your region.

Child wellness rewards

Families may also compare plans based on well-child rewards and extra pediatric benefits.

Louisiana Medicaid’s updated 2026 plan-switching rules also give families more flexibility to change plans later if their needs change.


Which Louisiana Medicaid plan is best for kids?

There is no single “best” Medicaid plan for children in Louisiana. The best plan depends on your child’s providers, healthcare needs, and access to care in your area.

When comparing plans for children, consider:

  • Whether your pediatrician is in-network

  • Well-child visit rewards

  • Access to specialists

  • Vision and dental provider availability

  • Ease of scheduling care

  • Care coordination support

LaCHIP and Louisiana Medicaid cover the same core pediatric services across all Healthy Louisiana plans, including:

  • Well-child visits

  • Vaccinations

  • Prescriptions

  • Dental care

  • Vision care

  • Hospital services

The differences are mostly in extra benefits, provider networks, and rewards programs.

🔗 Compare plans side-by-side: https://myplan.healthy.la.gov/compare-plans


How to enroll in a Louisiana Medicaid plan for pregnancy or kids

Once approved for Louisiana Medicaid or LaCHIP, families choose a Healthy Louisiana plan to access benefits.

⚠️ Families previously enrolled with UnitedHealthcare must select a new plan because UHC exited Louisiana Medicaid effective April 1, 2026.

Louisiana also updated its Medicaid rules in 2026 to allow more flexible plan switching if family needs change during pregnancy or after birth.

1. Enroll online

🔗https://myplan.healthy.la.gov

Families can compare plans, review providers, and enroll online.


2. Enroll by phone

📞 1-855-229-6848

Healthy Louisiana representatives can help families compare and select plans.


3. Enroll in person

Families can also visit:

  • Medicaid application centers

  • State Medicaid offices

  • Community enrollment locations

If a plan is not selected during the enrollment window, Louisiana Medicaid will automatically assign one.


FAQs

Will my baby be on the same Medicaid plan as me?

Not automatically. Parents can choose the same plan or a different one for their baby.

What is the income limit for pregnancy Medicaid in Louisiana?

LaMOMS covers pregnant women at higher income levels than standard Medicaid. Income limits depend on household size.

Is it easier to get Medicaid if you are pregnant?

Yes. LaMOMS allows pregnant women to qualify at higher income levels than regular Medicaid.

What are the 5 Medicaid plans in Louisiana?

Aetna Better Health, AmeriHealth Caritas, Healthy Blue, Humana Healthy Horizons, and Louisiana Healthcare Connections.

What is the most popular Medicaid plan in Louisiana?

Louisiana does not publish plan popularity rankings. Families should compare plans based on providers and benefits.

What free baby stuff can Medicaid provide?

Some plans offer extras like portable cribs, gift cards, and rewards for prenatal and well-child visits.


Prenatal and pediatric care with Nest Health

Choosing a Medicaid plan is only one part of preparing for pregnancy and parenthood. Families also need accessible, reliable healthcare support after enrollment.

Nest Health provides in-home and virtual prenatal, postpartum, pediatric, and family medicine care for eligible Louisiana Medicaid families through participating Healthy Louisiana plans.

Nest works alongside your chosen Medicaid plan to help families receive care more easily at home.

Services may include:

  • In-home prenatal care

  • Nest Origin postpartum support

  • Pediatric visits

  • Behavioral health support

  • Care coordination

  • 24/7 access to care guidance

Instead of juggling multiple appointments during pregnancy or with a newborn, families can receive much of their care directly at home.


📞 Nest services may be available to your family at no additional cost through your Medicaid health plan. Call 866-222-NEST (6378) to check your eligibility.

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How to Add Your Newborn to Your Medicaid Plan in Louisiana