Louisiana Medicaid Guide: Eligibility & How to Apply

COVERAGE ·
7 min read

Helping Louisiana families understand Medicaid eligibility, income limits, and step-by-step application guidance so you can access the care you need.

Louisiana Medicaid provides health coverage to eligible low-income children, parents, pregnant people, seniors, and adults at little or no cost. Many Louisiana families qualify but do not realize it, or are unsure how to apply.

If your family is eligible for Medicaid, Nest Health offers in-home and virtual care that works with select plans like AmeriHealth Caritas of Louisiana and Aetna Better Health of Louisiana. Call us at 📞 866-222-NEST (6378) for help navigating your potential care options.

Key takeaways

  1. Many eligible families haven't applied. Louisiana Medicaid (Healthy Louisiana) offers low- or no-cost coverage to eligible children, parents, pregnant people, seniors, and adults, but many qualifying families don't realize it or aren't sure how to apply.
  2. Eligibility depends on income and household size. Most programs use Modified Adjusted Gross Income (MAGI), with different thresholds for expansion adults, children (LaCHIP), and pregnant people (LaMOMS), effective March 1, 2026.
  3. You can apply four different ways. Apply online at MyMedicaid.la.gov, by phone, in person, or by mail — online applications are typically processed fastest, and most are reviewed within 30-45 days.
  4. Renewal rules are changing soon. Starting December 2026, expansion adults must renew every 6 months instead of yearly, and starting January 1, 2027, they'll need to report 80 hours per month of qualifying activity unless exempt.

What Is Louisiana Medicaid?

Louisiana Medicaid (also known as Healthy Louisiana) is a government health insurance program that helps pay for doctor visits, hospital care, vaccines, prescriptions, mental health services, and more for qualifying residents. Medicaid eligibility is based on income, household size, and sometimes special life situations like pregnancy or disability.

Families can use Louisiana Medicaid to access care with providers like Nest Health, including:

  • Family medicine

  • In-home and virtual visits

  • Services in New Orleans and Baton Rouge for eligible families

Learn more about care in your area:

Who Qualifies for Louisiana Medicaid?

You may qualify if you meet eligibility based on these criteria:

  • Income level compared to federal poverty guidelines

  • Household size (family members living with you)

  • Children, parents or caretakers, pregnant people, adults under 65, seniors, and people with disabilities

  • Special circumstances like pregnancy or chronic health conditions

Medicaid is different from Medicare, which is primarily for adults ages 65 and older.

Nest services may be available to your family at no additional cost through your Medicaid health plan.

Call 866-222-NEST *at no additional cost through participating plans

Louisiana Medicaid Income Limits

Below are general Louisiana Medicaid income guidelines based on household size and federal poverty levels. Most programs use Modified Adjusted Gross Income (MAGI).

Expansion Adults (Ages 19–64) — Effective March 1, 2026

Household Size Monthly Limit Annual Limit % of Federal Poverty Level
1 $1,836 ~$22,032 138%
2 $2,489 ~$29,868 138%
3 $3,142 ~$37,704 138%
4 $3,795 ~$45,540 138%
5 $4,449 ~$53,388 138%
6 $5,102 ~$61,224 138%
7 $5,755 ~$69,060 138%
8 $6,408 ~$76,896 138%

Other Program Thresholds — 2026

Household Size Monthly Limit Annual Limit % of Federal Poverty Level
1 $1,836 ~$22,032 138%
2 $2,489 ~$29,868 138%
3 $3,142 ~$37,704 138%
4 $3,795 ~$45,540 138%
5 $4,449 ~$53,388 138%
6 $5,102 ~$61,224 138%
7 $5,755 ~$69,060 138%
8 $6,408 ~$76,896 138%

Limits above are for expansion adults. Children (LaCHIP) and pregnant people (LaMOMS) qualify at higher thresholds — see the table above.

Programs for seniors and people with disabilities (ABD, nursing home, waiver) may include asset limits in addition to income limits.

Figures effective March 1, 2026, per the Louisiana Department of Health Eligibility Manual.


How to Apply for Medicaid in Louisiana

Applying is easier when you know what to expect. Below is a step-by-step guide:

Step 1: Gather Required Documents

Have these ready before you start your application:

  • Photo ID (driver's license, state ID, birth certificate, or passport)

  • Social Security numbers for all applicants

  • Proof of income — last 4 weeks of pay stubs, most recent tax return, or benefits award letters (e.g., SSA, unemployment)

  • Proof of Louisiana residency (lease agreement, mortgage statement, or utility bill)

  • Proof of citizenship or immigration status (U.S. birth certificate, U.S. passport, or immigration documents)

  • For pregnant applicants: documentation of pregnancy from a healthcare provider

  • For applicants with a disability: a doctor's letter or SSA disability award letter

  • Other insurance information (if any)

Step 2: Choose Your Application Method

Louisiana offers several ways to apply:

1.  Online Application

  • Apply at MyMedicaid.la.gov

  • Create or log into your account

  • Upload documents directly

  • Check status online

Online submissions are typically processed fastest.

2. By Phone

  • Call Louisiana Medicaid at 📞 1-888-342-6207

  • Representatives help Monday-Friday

  • Interpreter services available

3. In-Person

  • Visit your local Louisiana Department of Health office

  • Bring all required documents

  • Staff can help complete your form

4. Mail or Fax

  • Download the application form

  • Complete it and attach documents

  • Mail or fax according to the instructions on the form


Processing times: Most applications are reviewed in 30-45 days.


After You Apply

Application Review

  • Louisiana Medicaid reviews your information

  • You might be asked for extra documents

  • Pregnant people and children may get faster reviews

Check Your Status

If You Are Approved

You will receive:

  • Approval letter

  • Louisiana Medicaid ID card

  • You can also access your Medicaid ID digitally through the free LA Wallet app (available on iOS and Android)

  • Instructions to select a managed care plan

  • Information about covered services

Once approved, you can use your Medicaid plan with providers, including Nest Health.

If You Are Denied

Your denial notice will include:

  • Why you were denied

  • How to request an appeal (often within 90 days)

  • What steps to take next

You can:

  • Appeal with supporting documents

  • Reapply if your situation changes

  • Explore Marketplace plans or LaCHIP for children


Healthy Louisiana Plan Options (2026)

Once approved, you will choose a Healthy Louisiana managed care plan. As of April 1, 2026, five plans are available statewide:

Plan Phone Number
Aetna Better Health of Louisiana 1-888-360-1142
AmeriHealth Caritas Louisiana 1-888-756-0004
Healthy Blue 1-833-388-0027
Humana Healthy Horizons in Louisiana 1-866-432-0001
Louisiana Healthcare Connections 1-866-595-8133

For help choosing a plan, call the Louisiana Enrollment Broker at 1-855-229-6848 or visit MyPlan.healthy.la.gov.

Note: UnitedHealthcare Community Plan exited the Healthy Louisiana program on April 1, 2026. If you were previously enrolled with UnitedHealthcare, you were automatically transitioned to a new plan. Contact your new plan or call the Enrollment Broker at 1-855-229-6848 if you have questions.

Can I switch plans? Yes. Starting March 1, 2026, Healthy Louisiana members can switch plans at any time during the year without needing a reason — up to twice per year through December 31, 2026.

Nest Health works with select Healthy Louisiana plans. Call us at 📞 866-222-NEST (6378) to find out if your plan is covered, or learn more about telehealth covered by Louisiana Medicaid.

Renewing Louisiana Medicaid

Louisiana Medicaid must be renewed to keep your coverage active. Here's what to expect:

How to Renew:

  1. Watch for a renewal notice by mail or email from Louisiana Medicaid — typically sent 60–90 days before your renewal deadline

  2. Review your notice carefully and confirm your current income, household size, and address

  3. Renew online at MyMedicaid.la.gov, by phone at 1-888-342-6207, or in person at your local LDH office

  4. Submit any requested documents promptly to avoid a gap in coverage

  5. Once renewed, you'll receive a confirmation, and your coverage will continue

For a full walkthrough, read: How to Renew Medicaid in Louisiana

Important: Upcoming Changes to Renewal Requirements

Federal legislation signed in 2025 — the One Big Beautiful Bill Act (OBBBA) — will change how often some Louisiana Medicaid members need to renew, and will introduce new eligibility requirements for certain adults.

More frequent eligibility checks (starting December 2026): Starting December 2026, adults enrolled through the ACA Medicaid expansion will need to renew their eligibility every 6 months instead of once a year. If you receive a renewal notice, respond promptly — missing a deadline could result in a gap in coverage.

New work and activity requirements (starting January 1, 2027): Adults ages 19–64 enrolled through the Medicaid expansion will be required to report at least 80 hours per month of qualifying activity. This includes:

  • Employment (paid work)

  • Job training or vocational education

  • Enrollment in an educational program

  • Community service or volunteer work

Exemptions apply if you are:

  • A parent or caretaker of a child under age 14

  • Pregnant

  • Living with a disability

  • A veteran or active-duty service member

Louisiana is required to notify affected members between June 30 and August 31, 2026. If you receive a notice about these changes, review it carefully and contact Louisiana Medicaid or your plan for guidance.

These changes are based on federal law. Louisiana-specific guidance on how to report activity hours is still being finalized by the Louisiana Department of Health and CMS.

FAQs

Louisiana Medicaid covers a wide range of care, including doctor visits, hospital care, prescriptions, mental health services, and preventive care. This coverage is available to eligible children, parents, pregnant people, seniors, and adults.

Usually, you choose one type of coverage — either Medicaid or a Marketplace plan, not both at the same time.

LaCHIP is the Children's Health Insurance Program for kids in Louisiana families who make too much to qualify for Medicaid. It gives those children another path to health coverage.

Search your managed care plan's provider directory or call your plan directly. Eligible families can also explore care with Nest Health — call 866-222-NEST (6378) to confirm your plan is accepted.

If your income is too high to qualify for Medicaid, you may still qualify for LaCHIP for your children or a subsidized health plan through the Marketplace.

Yes, dental and vision coverage is available through Louisiana Medicaid, especially for children.

Yes. Family members can be included on one application rather than applying separately.

If you move within Louisiana, report your address change to keep your coverage current. Moving out of state requires a new Medicaid application in your new state.

For most adults, the monthly income limit is $1,836 for a household of 1, rising to $3,795 for a household of 4, effective March 1, 2026. Children and pregnant people may qualify at higher income levels.

Sources & references

  1. Apply or renew your Louisiana Medicaid coverage. MyMedicaid.la.gov
  2. Medicaid.gov — eligibility tool. medicaid.gov/eligibility
  3. Compare Healthy Louisiana managed care plans. myplan.healthy.la.gov
  4. Louisiana Department of Health — 2026 Louisiana Medicaid changes. ldh.la.gov/medicaid/medicaid2026
  5. New Orleans Medicaid care with Nest Health. nesthealth.com/new-orleans-medicaid
  6. Baton Rouge Medicaid care with Nest Health. nesthealth.com/baton-rouge-care
  7. Nest Health services for Medicaid families. Nest Health family medicine services

Need Help?

If you are contacted by Nest or your health plan, or think your family may be eligible, call us today at 📞 866-222-NEST (6378) to learn about Medicaid-covered care options with Nest Health. 

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This article was reviewed against Nest Health's editorial & content review policy. Articles are reviewed by a Nest clinician and updated as coverage, plan availability, or guidelines change.
Medical disclaimer: The information in this article is for general educational purposes and does not replace personalized medical advice from a licensed clinician. Coverage rules, plan availability, and program details can change. Confirm specific coverage and prior authorization requirements with your Healthy Louisiana managed care plan and the Louisiana Department of Health before making care decisions.

Start your family's care at home, today.

Nest services may be available to your family at no additional cost through your Medicaid health plan. Call 866-222-NEST (6378) to check your eligibility.

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